Serving the Central Valley Since 1987

Financing Your Pool

Flexible financing options to make your dream backyard a reality.

Pool Financing in the Central Valley

A custom pool is a significant investment — and a lasting one. For many homeowners, financing allows you to build the pool you actually want now, rather than compromising on design or deferring the project indefinitely. Fetter works with trusted financing partners who specialize in home improvement loans, making the process straightforward.

Neither of these programs requires you to use your home as collateral, and both offer competitive rates specifically designed for pool and outdoor living projects.

Our Financing Partners

Lyon Financial

With the lowest rates, terms up to 20 years, and more than 400,000 satisfied customers nationwide, Lyon Financial combines exceptional financing with superior service — making it easy and affordable to finance the pool you deserve.

  • Loans up to $150,000
  • 12, 15, and 20-year options with rates as low as 6.99%
  • Low, fixed rates
  • No consulting fees
  • Programs available for scores below 680
Apply with Lyon Financial

HFS Home Improvement Loans

HFS offers one-of-a-kind loan programs and world-class service with 1,500+ five-star reviews. HFS loans are personal loans — no equity required — and all loans fund 100% direct-to-consumer. HFS performs a soft credit check to present you with full loan options with no impact to your credit.

  • No home equity required
  • Finance pool, deck, landscaping, and more
  • 100% direct-to-consumer funding
  • Soft credit check — no credit impact to check rates
  • 1,500+ five-star reviews
Check Your Rate — HFS

Financing FAQs

No. Both Lyon Financial and HFS offer personal (unsecured) home improvement loans that do not require home equity or a lien on your property.

Both lenders work with a range of credit profiles. Lyon Financial has programs available for scores below 680. HFS performs a soft credit check so you can see your options without any impact to your credit score.

Lyon Financial offers loans up to $150,000. Loan amounts with HFS vary based on creditworthiness and project scope. Contact either lender directly or ask us for a referral.

Yes. HFS in particular is designed for the full scope of home improvement projects — pool, deck, landscaping, outdoor kitchen, and more can all be included in a single loan.

Pre-qualification can often be completed within hours. Full loan approval and funding timelines vary by lender but typically range from a few days to two weeks.

Ready to Talk About Your Project?

Let’s talk about your pool, your budget, and the right financing path for your situation.

Contact Fetter